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Sunday, May 29, 2022

More and Less

This post is neither a myth nor directly related to things financial.  I have made the most progress and gotten the best result by working to get more of what I want and less of what I don't want.  So you never arrive, it's a constant lifetime process.  Below is the first half of this process, accumulated and filtered over decades:  Things I Want More Of  Next week I'll post Things I want Less Of.

I’ve never liked specific goals much. Setting and staying focused on a narrow path to a specific goal always grated against my nature. What if something easier and more fulfilling comes along? What if I discover the goal wasn’t really what I wanted after all? And then there’s the reality that until I reach my goal, I haven’t succeeded.
It has made more sense to me, and been much more effective, to recognize the good and the bad in life and in myself and then to set up routines to decrease the bad and increase the good.  Below are those desires and tactics to work toward them.

Things I want more of (Desire and then Tactics to reach it)

1.Warmth
See God in everyone- I hate to use the heavily loaded name “God” but it resonates with more people than not. To deconstruct the word God into the purpose of this guideline, it means to make the effort to see perfection, beauty, goodness in everyone. Even the most rotten people have fragments of these characteristics. By exercising your ability to find these positive characteristics you free yourself from quick and shallow judgments about others that lead to derision, anger, fear and other negative emotions and actions.  And you may even feel warmth and express warmth to them.
 
Know God is in you- It helps if you do the same thing with yourself!
  How often do you think “That was stupid!” after you do or say something?  Does that work?  Instead, notice the miraculous about you! Appreciate all the good you do and the differences you make in the world.  Be proud of how complex, competent and powerful you are, even before you do anything. Our minds and our bodies are astounding. I’m not encouraging grandiosity; you want to be cognizant of your weaknesses. But knowing you are, in essence, a wonderful person makes it easier to soberly assess your dark side as well.

2. Confidence
Mental Risk-taking-
Because we are miraculous beings, we have the ability to rehearse. Terrified of confronting your boss?  Rehearse it.  But contrary to common advice, picture the confrontation going badly instead of perfectly.  (The shadow side of this is “ballooning” in the Less Fear section).  Imagine your boss screaming, running around the room, then grabbing you and tearing off one of your arms, etc.  Your initial terror will seem ridiculous and melt away.  (BTW, if that reaction seems likely from your boss, quit immediately.)  Then imagine your interaction going perfectly as you would wish it to be.  Finally, to make your confrontation more likely to happen, settle on a first step, a trigger from which it will be difficult to retreat, such as “Boss, we need to talk”.

Preparedness-
Do your homework! Get advice. Practice practice practice.
When I was in elementary school I was very small and attractive fodder for bullies. One guy in particular would sneak up behind me and put me in a choke hold, which was terrifying. I hated going to school. I found an ad in one of my comic books for a self-defense course so I sent off my dollar bill (yes, this was a long time ago!). I studied the course which, lo and behold, included detailed instructions for disabling someone choking you from behind. With no one to practice on, I just went thru the motions over and over again. The next time he tried to choke me I bent my knees, which caused him to bend over me, off balance. I reached back with both hands, grabbed his coat and then thrust up with my legs while yanking hard on his coat.  To my astonishment he flew upside down over my head and landed badly on the concrete.  That’s the most powerful I had ever felt.

Focus on benefits
Even the most virtuous, pleasureful pursuits can involve hard work and undesirable tasks. To tackle those and stick with them, think of them as inseparable from the positive.  You’re doing those squats and pushups so you don’t get hurt skiing. You’re grinding through that Spanish vocabulary so your vacation will be more fun and relaxing.  Etc.

Remember past successes
My bully tossing experience has stuck with me all these years and given me boosts thru difficult times.

3. Strength
Practice
Training
Coaching

4. Unbending Intent
Relax- the 4/5 rule.  I remember a study of sprinting athletes. Conventional wisdom is that you exert yourself 110%, right?  But professional sprinters actually ran faster if they scaled back their effort by 20%.  That additional exertion apparently was emotional and took energy away from the sprint.

Acting without expecting reward. Make it about the quality of the journey, not the destination.  Isn’t this contrary to all the motivational advice we read daily that you need to be constantly focused on goals?  Acting without reward communicates confidence & lack of neediness to others.

Build your mood- View your emotional state as just another source of data, along with your intellect and other senses.  It should inform, but not control, your actions.  Take the necessary steps to create the mood, i.e. emotional state, you prefer.

5. Friendship
Schedule time- Some people claim they have hundreds of friends.  But real friendship takes time and intention.

Draw out positives- Nobody’s perfect. Focus on what fascinates you about the people you like being around.

Disappear, to be more present- To a certain extent, have no wants or needs.  Focus on the other person 100%.  It’s a rare and appreciated experience for anyone.

6. Security
Principles-Do the Right Thing
Be prepared
Care for the Golden Goose
Sharpen the saw- re Stephen Covey
. Keep your basic skills honed and up to date. 

Your Constructive Comments are Welcome!

Sunday, May 8, 2022

Money Lessons We Wished We Had Learned Sooner- no-myth zone

One of our recent newsletters "Money Lesson We Wish We Had Learned Sooner" asked readers to share their AHA! moments related to money and finances.  We got some wonderfully beautiful, touching, eye-opening and just amazing stories.  Here is one of my favorite, (although we'll eventually publish all of them) from a very successful friend of mine, and client, who I met in 2010 & who retired at 60.  Names and some details have been changed to preserve confidentiality.  

My dad was a farm boy.

After the barned burned down the farm was lost to dereliction and time.

So he enlisted for Korea and earn a GI-Bill degree in English.

At the age of 30 he learned that people were supposed to put their money in banks so for his birthday he opened his very first checking account.

 

Mom was a Baptist ministers daughter.

“I’m the Baptist Minister's Daughter” was how she would introduce herself to total strangers.

Were it not for the minister’s residences provided by the various churches she and her 3 siblings would have been homeless.

 

The Montana farm boy and the ministers daughter set out to create a new life eloping 9-months pregnant with $250 between.

Somewhere there must be a joke in that but I think it was on them because that happy union only lasted 6 years.

 

My sister and I grew up in publicly subsidized housing, on and off food stamps and various other county programs.

One of my earliest resentments occurred when a social worker appeared at the front door clipboard in hand to make sure A) The lights and heat were on b)The toilet flushed and C) The fridge wasn’t too empty

By 13 I had a probation officer.

 

Mom and Dad spent their final years in separate mobile homes in SOCAL having never owned a stick framed house or much of anything else other than a car payment.

 

Unsurprisingly, I grew up with a mindset of scarcity with “We can’t afford that” as its founding principle.

A major AHA! moment occurred when that turned around to “How can I afford that?”

This didn’t happen until 2011 so it’s kinda your fault, Gary, that it took me so long!

 

That’s my story and I’m sticking to it!


Your Constructive Comments are Welcome!