This is because
- retirees can see the handwriting on the wall, that we're long overdue for a recession,
- they don't want to lose decades of savings- again -
- but also don't want to miss out on gains if they continue to occur. And finally,
- there is no other way to get as much guaranteed lifetime income from a fixed amount of principal should they miscalculate their longevity.
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*https://eapps.naic.org/cis/
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